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Personal finance: It’s good to go into debt (funds)

If you’ve been reading this space, you’d know about the fundamental questions you need to ask yourself before investing (short goal, long goal, risk appetite, age of retirement; and then, revisit them at a later stage) and the different kinds of mutual funds there are.

Mutual funds give better returns over a period than the average inflation rate and equity funds are best suited for investors inclined to benefit from the highs and lows of the shares market.(Bloomberg)

cities

Updated on Jan 04, 2021 01:01 PM IST

ByAbeer Ray

How much term insurance cover should you buy?

Did you know that your age is an important determinant in deciding how much insurance you need? Read on to know more.

Personal finance experts recommend that a term insurance cover should be at least 15-20 times that of one’s annual income.(Shutterstock)

brand stories

Updated on Oct 01, 2020 07:14 PM IST

ByPromotional Feature, HT Brand Studio

Agarwal Estates - Providing insight in turbulent times in Real Estate investments

While buying a house is often an emotional decision, investing in real estate needs to be a pragmatic one.

An investor who has only ever bought an apartment before will never feel comfortable buying land in a locality unknown to him even if the returns are great.

brand post

Updated on Sep 11, 2020 08:04 PM IST

ByHT Correspondent

Stay S-H-A-R-P and save more money for future

Here are five tips for better money management which will help you grow your finances and save up for a rainy day!

Small changes in the way you save and invest can go a long way in building that much-needed buffer, which can come handy during rainy days.(Shutterstock)

brand stories

Updated on Aug 21, 2020 12:13 PM IST

ByPromotional Feature, HT Brand Studio

Rupee slips 23 paise to 75.82 against US dollar in early trade

The rupee opened weak at 75.81 at the interbank forex market and fell further to 75.82 against US dollar, down 23 paise over its last close.

The rupee depreciated 23 paise to 75.82 against the US dollar in opening trade on Thursday(Getty Images/iStockphoto)

business

Published on Jun 11, 2020 02:09 PM IST

Mumbai | ByPress Trust of India | Posted by Prashasti Singh

Partner with your spouse in some investing chores

It is a no secret that two heads are better than one. Involving your partner in investment chores is not just sensible, but also responsible.

Consulting a financial advisor with your spouse can help bring further clarity to your thinking and planning.(Axis Mutual Fund)

brand stories

Updated on May 21, 2020 01:12 PM IST

ByBrand Post

Stay aligned to your investment goals

If you are investing for long-term goals such your children’s education or your retirement, the current market phase should not affect you.

Essential and non-negotiable goals need to be strictly your focus now.(Axis Mutual Fund)

brand stories

Updated on May 21, 2020 01:10 PM IST

ByBrand Post

New to equity? There can never be a better time!

Currently, the market valuations are very attractive. Even blue-chip stocks have become quite affordable. Therefore, this is the best time for investors to enter the equity market.

Instead of choosing random scripts based on hearsay and rumours, a strategic approach would be to minimize risk and optimize gains.(Axis Mutual Fund)

brand stories

Updated on May 20, 2020 06:48 PM IST

ByBrand Post

5 reasons to invest in the stable Bajaj Finance FD

Keep your worries at bay because wealth generation has never been so easy

With a Bajaj Finance Fixed Deposit you not only get access to market-leading FD interest rates, but also benefit from guaranteed returns as the deposit carries top stability ratings

brand post

Updated on Dec 10, 2019 02:13 PM IST

ByHT Correspondent

The perfect finance gift you can give your mother

Apart from planning on what to do with her money in future, your mother should also be aware of basic financial information.

A small systematic investment plan (SIP) will relieve you from the burden of gifting anything that requires a lump sum payment.(HT Photo)

business

Published on May 07, 2019 12:29 PM IST

Hindustan Times, Mumbai | ByRevati Krishna

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risk appetite news

Latest from risk appetite

If you’ve been reading this space, you’d know about the fundamental questions you need to ask yourself before investing (short goal, long goal, risk appetite, age of retirement; and then, revisit them at a later stage) and the different kinds of mutual funds there are.

Did you know that your age is an important determinant in deciding how much insurance you need? Read on to know more.

While buying a house is often an emotional decision, investing in real estate needs to be a pragmatic one.

Here are five tips for better money management which will help you grow your finances and save up for a rainy day!

The rupee opened weak at 75.81 at the interbank forex market and fell further to 75.82 against US dollar, down 23 paise over its last close.

It is a no secret that two heads are better than one. Involving your partner in investment chores is not just sensible, but also responsible.

If you are investing for long-term goals such your children’s education or your retirement, the current market phase should not affect you.

Currently, the market valuations are very attractive. Even blue-chip stocks have become quite affordable. Therefore, this is the best time for investors to enter the equity market.

Keep your worries at bay because wealth generation has never been so easy

Apart from planning on what to do with her money in future, your mother should also be aware of basic financial information.

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