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What is an average credit score? Key tips on improving

Credit scores are important whenever you are trying to get a loan, rent an apartment, secure insurance, buy a home. Here are some tips to stay on top of things

What is a credit score about?
Published on May 02, 2025 04:57 AM IST

Can you change interest rate on personal loan? Here are 5 factors that affect it

Interest rates on loans are extremely important as they often decide which bank a borrower will avail the loan from. 

Factors like employment type are among those that determine the interest rate on personal loans.(Pixabay)
Published on Mar 16, 2025 07:20 PM IST
By | Edited by Ashley Paul

Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it. (HT)
Published on Feb 08, 2025 09:14 AM IST
ByNamita Shibad

Latest festive season car loan interest rates of various banks: See full list

Many banks are offering flexible payback terms, affordable EMI, and 100% financing for car loans, especially with upcoming festivals like Dussehra and Diwali

The interest rate on auto loans, known as annual percentage rates, or APRs, depend on a number of factors including the borrower's income, debt, credit score, car value, loan amount, the loan length, as well as the RBI's prevailing repo rate(Bajaj Finance)
Published on Oct 10, 2024 04:59 PM IST

Home loan customers may have to wait till December for EMI cut, RBI holds rates

Borrowers on repo-linked credit including home loans will usually see repo rates changes reflected in their loans within 1-3 months of a rate change

The repo rate has remained completely unchanged so far at 6.5% since February 2023
Updated on Oct 09, 2024 11:22 AM IST
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