By Sakshi Sah
Published Oct 02, 2024

Hindustan Times
Trending

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7 ways to stop overspending during festive season

Festive seasons are joyful, but they can also lead to overspending.

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Here are seven tips to help you manage your budget and enjoy the celebrations.

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Start by setting a clear budget for your festive spending. Decide how much you can afford to spend and stick to it.

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Make a list of essential purchases like gifts and food. Focus on what’s most important to you and avoid unnecessary expenses.

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Avoid last-minute shopping by planning ahead. Look for discounts and deals early on to save money and avoid impulse buys.

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Paying with cash helps you stick to your budget. Avoid using credit cards as they can lead to overspending and future debt.

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Keep track of everything you spend. This will help you stay within your budget and avoid unpleasant surprises later.

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Be cautious of festive sales. Just because something is on sale doesn’t mean you need it. Only buy what’s on your list.

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Save money by making homemade gifts. Personalised, handmade presents can be meaningful and affordable.

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Planning your spending in advance can make the festive season more enjoyable and less stressful.

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