By Khushi Pal
Published Jan 30, 2024

Hindustan Times
In Focus

Photo Credits: Pexels

Loud budgeting: 5 things to know about the viral TikTok trend 

Loud budgeting is the latest trend that has gone viral on TikTok. It involves being vocal about your financial limits and prioritising your financial goals.

It allows one to say no to things they can't afford or don't wish to spend on. It helps build a space where one can openly and confidently express their financial goals without feeling guilty.

Here are 5 things to know about this viral trend coined by TikToker Lukas Battle.

Helps identify what you value

This approach helps you identify and invest in things that add value to your life and offer long-term fulfilment. 

Helps choose experiences over goods

It involves enriching one's life by spending on creating memorable experiences rather than collecting materialistic goods.

Helps set financial boundaries

It effectively sets financial boundaries and helps avoid social pressure by saying no to unnecessary expenditure. 

Boosts saving 

Practising loud budgeting can help boost savings as it encourages one to make smart choices when spending money. 

Promotes discussion on money matters

It helps encourage a healthy discussion on money matters and promotes financial wellness for all, giving one the space to talk about their financial limits openly.